Sell My House Fast Before Foreclosure
Need to sell your house fast before foreclosure? Active Home Buyers LLC is a premier we buy houses company with a team of dedicated professionals.
Get Your Fair & Honest All-Cash Offer Today! No Obligations!
Facing Foreclosure?
Sell My House Fast Before Foreclosure: Your Complete Solution
Time matters when you’re facing foreclosure. Let’s look at what happens and how to protect yourself.
The foreclosure process starts after you miss payments. Your mortgage lender will send a foreclosure notice after 3-4 months of missed mortgage payments. This kicks off the legal process.
Your credit scores take a serious hit. Typically, a foreclosure can drop your score by 100+ points and stay on your credit report for seven years.
Stop foreclosure by selling your house fast:
- Request cash offer (5-minute process)
- Get offer within 24 hours
- Choose your closing date
- Get cash in 7 days
- Save your credit score
Your best move? Sell your house now. We’ll help you avoid foreclosure and keep more money in your pocket.
Understanding Foreclosure Impact
Selling your house for cash is often the quickest and most hassle-free way to avoid foreclosure. We believe that selling your house to a reliable cash-buying company, like us, is the best option, but here are alternatives you could try.
It takes as little as 7 days to have things settled once sellers accept our cash offer. It takes as little as one week to walk away from a mortgage and more damage to a credit report. Anyway, here are some options you could try.
- The first option is to negotiate with your mortgage lender and go through the short sale process. A short sale means selling your house less than you would like but it helps you avoid foreclosure.
- It’s a good option when you owe the bank more money (outstanding mortgage balance) than your house is worth.
- Another option you could try is a loan modification. Perhaps your mortgage company could agree to lower your monthly payments.
- Another thing you could try is a repayment plan. It will allow you to catch up on missed payments and avoid foreclosure.
Each of these alternatives has its pros and cons. From our experience, selling to a cash buyer is often the best choice for people struggling to make monthly mortgage payments.
We offer an easy-to-apply cash offer application. Just fill in the details, and we’ll send you a no-obligation cash offer. Let’s avoid foreclosure if we can, yes?
Understanding Foreclosure Impact
You need to act fast to protect your future. A quick home sale before the foreclosure auction can save your credit and give you a fresh start.
The foreclosure timeline moves quickly:
- First missed payment:
- Warning from loan servicer
90-120 days late: - Foreclosure starts
6-12 months: Foreclosure sale scheduled
Your financial situation gets tougher each month:
- Late fees pile up
- Mortgage debt increases
- Bank accounts drain faster
- Outstanding mortgage balance grows
The mortgage company has options:
- Getting a deficiency judgment
- Seizing your other property
- Taking legal action
- Reporting to credit bureaus
Your Options to Avoid Foreclosure
You have all these options to stop the foreclosure clock:
- Call your loan servicer right now. Communication keeps doors open for a repayment plan or loan modification.
- Quick action protects your credit report. The mortgage lender might work with you on catching up missed payments.
Your main options:
- Loan modification: Change loan terms
- Short sale process: Sell for less than owed
- Deed in lieu of foreclosure: Give house back
- Sell your house fast for cash
Each day counts in the pre foreclosure phase. The foreclosure timeline moves forward even if you’re exploring options.
Should you decide to opt for a traditional home sale, bear in mind that it takes too long. Most homes need 6+ months to sell through a real estate agent.
But a cash sale stops the clock immediately. We can close in 7 days and handle your outstanding mortgage balance.
The real estate market won’t wait, so fast action right now prevents a foreclosure auction later.
What To Know
Our Fast-Sale Solution
Let’s compare your options to avoid foreclosure and sell your house.
Traditional Real Estate Market
6+ months average time to sell
High selling fees (6% commission)
Must pay for repairs
No guaranteed buyer
Extensive paperwork
Short Sale Process
Needs lender approval
Takes 3-6 months
Impacts credit score
Complex negotiations
Uncertain outcome
Loan Modification
Lengthy application process
No guaranteed approval
Still requires monthly payments
May just delay foreclosure
Credit score effects
Cash Home Buyers - The Fast Solution
Guaranteed 7-day closing
Zero repair costs
No real estate agent fees
Certain sale
Protects future credit
The Real Estate Investor Advantage
Skip the traditional home sale
No seller concessions
No asking price negotiations
No closing costs
Immediate sale proceeds
Your Guaranteed Benefits
Skip the usual home loan lender headaches:
- No repair requirements
- No closing costs
- No real estate agent fees
- No hidden charges
- No selling fees
The money stays in your pocket:
- Keep more sale proceeds
- Skip expensive repairs
- Avoid monthly payments
- Save on utility costs
You control the timeline:
- Fast closing when needed
- Flexible move-out dates
- Quick cash payment
- Simple paperwork
What You'll Need
Essential documents:
- Property deed
- Mortgage debt statement
- Recent tax records
- Foreclosure notice (if received)
Sale Timeline:
- Day 1: Submit form
- Day 1-2: Get cash offer
- Day 3-6: Review paperwork
- Day 7: Close and get paid
The Closing Process:
- Review and sign documents
- Title search completion
- Schedule final walkthrough
- Coordinate with loan servicer
Fund Transfer:
- Same-day wire available
- Direct bank deposit
- Cashier’s check option
- Full sale proceeds at closing
Convenient Next-Day Cash Offer
Skip time-consuming phone calls or long list of preparations. Instead request a free cash offer for a quick, seamless and fair selling process.
FAQ'S
Frequently Asked Questions
We close in 7 days after offer acceptance. The time to sell depends on when you’re ready. Most sellers get cash within a week.
No problem. We help homeowners with missed payments. The foreclosure process won’t stop us from buying your home.
No. We handle everything directly. Skip agent commissions and selling fees. Save 6% on your sale.
Selling before foreclosure starts protects your credit. A foreclosure sale hurts credit for years. Quick sales prevent damage.
We check the real estate market and your home’s fair market value. Our cash offer reflects true worth minus repairs.
Yes. We’re flexible with move-out dates. The sale proceeds hit your account before you leave.
Next Steps
Taking Action
Our 3-step process makes it easy to sell your house fast.
Step 1: Quick Chat (5 Minutes)
- Tell us about your property
- Share your time to sell needs
- Discuss your financial situation
- No obligations
Step 2: Same-Day Cash Offer
- Review local real estate market data
- Calculate your home’s fair market value
- Factor in repair costs
- Present clear offer numbers
Step 3: Choose Your Closing Date
- Pick any date within 7 days
- Get help with paperwork
- Schedule final walkthrough
- Receive cash payment
Need to Sell Your House Fast? Get Your All-Cash Offer Today
Let’s talk today. Our cash home buyers in Charlotte, North Carolina are ready to make you a fair cash offer today.
